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At InsuranceByAgents.com™, we understand and respect your concern about the privacy of any information you supply while at our site. We believe that knowledge is the key to monitoring and protecting how your information is used on the Internet. This statement sets forth the InsuranceByAgents.com™ Privacy and Security Policy and describes the practices, which InsuranceByAgents.com™ follows with respect to visitors to this site.
- Minimum Age to Use this Site
Children (persons under the age of 18) are not eligible to use this site, and we ask that children do not use this site or submit any personal information to us. By using this site, you warrant that you are 18 years of age or older. If you are a minor, you should not provide any personally identifiable information to any site on the Internet without the knowledge and permission of your parent or guardian.
- Personal Information
Any personal data collected from users of this site, InsuranceByAgents.com™ may:
- Use this information for internal purposes (for example, to process transaction information, or to send you updates about special offers, new services, special promotions, and noteworthy news and events).
- Share contact information with its affiliated entities to enable them to provide you with special benefits, promotions, or offers from either InsuranceByAgents.com™ or its affiliates.
- Be used for editorial and feedback purposes, for marketing and promotional purposes, for a statistical analysis of users’ behavior, for product development, for content improvement, to inform advertisers on our site about how many visitors have seen or clicked on their advertisements, and to customize content and layout of the InsuranceByAgents.com™ web site.
- Have names, postal and e-mail addresses, and phone numbers collected be added to InsuranceByAgents.com’s databases and used for future calls and mailings regarding site updates, new products and services, upcoming events, and status of orders placed online.
- Have instances when InsuranceByAgents.com™ is legally required to provide access to our database in order to cooperate with police investigations or other legal proceedings. In those instances, the information is provided only for that purpose.
- Profile your activity on our web site in order accurately to provide you with InsuranceByAgents.com™ information, products and services that correspond to your interests.
- Compile data in aggregate form so that we may better understand the users that are visiting our site. For example, we may produce reports on the most popular search terms by collecting general search term data based on individual searches. Aggregate data is anonymous and does not contain any personal information that identifies a user.
- Non-Personally Identifiable Information
InsuranceByAgents.com™ may collect non-personal data (IP addresses) and send non-personal data (such as cookies) to and from users of this site.
- Understanding what "Cookies" are: When you visit the InsuranceByAgents.com™ web site, InsuranceByAgents.com™ may send your computer a “cookie,” which is a small file that resides on your computer’s hard drive and contains non-personally identifiable information about the user. Cookies only identify the user’s computer. Cookies allow InsuranceByAgents.com™ to make its web site more useful by storing information about your preferences. For example, if you express an interest in certain insurance-related products or other products and services of interest to us, InsuranceByAgents.com™ may send your computer a cookie that identifies those activities. Please be aware that you can set your browser’s options not to accept cookies, but this may prevent you from accessing all of the features of the InsuranceByAgents.com™ web site.
- Our Use of Your IP Address: Your Internet Protocol (“IP”) address is associated with the place from which you enter the Internet, like your Internet Service Provider, your company or your university. We may use your IP address to help diagnose problems with our server, gather broad demographic information, and administer our website.
- Why must you provide personal information?
All of the agents establish their rates using a variety of criteria. Our agents need this information to compile the data needed for a competitive quote.
At times, where permitted by law, some agents may need to obtain additional background information about you. Should you decline to provide information requested on the application form such as credit reports, driving records, or claims history verification, and some agents may need your social security number or drivers license number to obtain these reports, you may eliminate some of the most competitive quotations.
- Our Use of Application Data
Application Data will be forwarded to insurance agents, discount program representatives, brokers and/or companies who may contact you with your quote by email, telephone, postal mail or other forms of communication. We are not responsible, and shall not be liable, if an agent, broker, discount program representative or company to whom we forward your Application Data violates our Privacy and Security Policy or their own Privacy and Security Policy, if any.
We may disclose your personal information to companies that perform technology or marketing services for us for their use in performing such services. We may transfer, sell or assign aggregate, non-personally identifiable information about Site usage to third parties.
- InsuranceByAgents.com is only going to connect you the online insurance shopper with agents.
- InsuranceByAgents.com doesn't sell insurance only agents sell insurance.
- InsuranceByAgents.com in a web operator that operates an on-net marketplace to allow insurance shoppers to reach insurance agents.
- InsuranceByAgents.com doesn't use your personal information and doesn't view it only agents view your information.
- InsuranceByAgents.com agents maybe contact you by email, telephone, postal mail or other forms of communication.
- InsuranceByAgents.com is not responsible, and shall not be liable, if an agent, broker, discount program representative or company to whom we forward your Application Data violates our Privacy and Security Policy or their own Privacy and Security Policy, if any.
- Our Site Security
InsuranceByAgents.com™ has a number of methods and policies in place to protect the confidentiality of personal information. However, perfect security on the Internet does not exist, and InsuranceByAgents.com™ does not warrant that its site is impenetrable or invulnerable to hackers.
- Links to Outside Sites
Please be aware that the InsuranceByAgents.com™ web site may contain links to other sites that are covered by their own privacy policies. InsuranceByAgents.com™ is not responsible for the privacy practices of such other sites, and we encourage our Users to be aware of this factor when they leave our site. We recommend that our Users read the privacy statements of each and every web site that collects personally identifiable information.
- Your Right to Refuse Promotions
InsuranceByAgents.com™ offers its members the choice to not receive e-mails or updates about special benefits, promotions, or offers from InsuranceByAgents.com™, its affiliates, or its partners. If you no longer wish to receive these updates, please contact us.
- Changes of InsuranceByAgents.com’s Online Privacy and Security Policy
InsuranceByAgents.com™ reserves the right to change this online Privacy and Security Policy. However, we shall not do so without posting those changes on our web site. Your continued access of our web site will constitute your acceptance of any changes or revisions to the Privacy and Security Policy. If you have any questions about InsuranceByAgents.com’s Privacy and Security Policy or concerns about the way in which personal information is used by InsuranceByAgents.com™, please contact us.
- Understanding Your Privacy and Security Policy
Any personal information provided to the InsuranceByAgents.com™ site, you fully understand and clearly consent to the transfer, collection and processing of such personal information by InsuranceByAgents.com™ and the agents using this site.
By submitting this information you are authorizing Agents and other representatives in the InsuranceByAgents.com™ network regardless of the presence of your phone number(s) on any local or national no-call list, to contact you via telephone, fax, and email directly with quotes.
- Accepting the Privacy and Security Policy
By using the InsuranceByAgents.com™ site in any way, you signify your acceptance of our Privacy and Security Policy. If you do not agree to our policy, please do not use our Site.
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